Property Guardian, KatRisk Integrate Wildfire Risk Tools

Business News

PHILADELPHIA, PA — Property Guardian and KatRisk announced a partnership to integrate wildfire risk intelligence tools into KatRisk’s Perilfinder platform as insurers face increasing pressure to evaluate both immediate wildfire threats and long-term catastrophe exposure.

The companies announced the partnership during the RIMS RISKWORLD 2026, stating the integration will combine Property Guardian’s wildfire analytics with KatRisk’s catastrophe modeling platform through an application programming interface.

The combined system is designed to provide insurers and risk managers with both near-term wildfire forecasting and long-term portfolio modeling capabilities within a single workflow.

According to the companies, the integration adds three primary Property Guardian datasets to Perilfinder: wildfire recurrence scores, wildfire moratorium insights and wildfire resiliency scores tied to individual properties.

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The wildfire recurrence scores analyze historical fire activity, vegetation conditions and surrounding wildfire patterns to estimate where fires are more likely to emerge and recur. The moratorium insights tool uses five-day fire spread forecasts to support underwriting decisions tied to active wildfire conditions.

Property-level resiliency scores evaluate more than 150 datasets, including aerial imagery and geospatial analysis, to estimate how structures and surrounding communities may perform during wildfire events.

Martyn Sutton indicated insurers increasingly need tools that evaluate wildfire exposure across multiple time horizons, combining active-event intelligence with longer-term loss projections.

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Pat Blandford described the integration as a way to connect short-term wildfire developments with broader portfolio-level catastrophe analysis.

KatRisk stated its catastrophe models simulate large numbers of potential wildfire events to help insurers assess pricing, reinsurance exposure and capital allocation decisions over extended periods.

The partnership expands Perilfinder’s wildfire analytics capabilities as insurers continue to adjust underwriting standards and catastrophe models amid rising wildfire losses across parts of the United States.

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