FTC Approves Changes to Five FCRA Rules
WASHINGTON, D.C. — The Federal Trade Commission this week approved final revisions that would bring several rules that implement parts of the Fair Credit Reporting Act (FCRA) in line with …
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CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
WASHINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) this week proposed a new rule designed to help small businesses gain access to the credit they need and deserve by …
Read More FTC Urges Federal Reserve Board to Require Debit Card Gatekeepers to Compete Fairly
WASHINGTON, D.C. — The Federal Trade Commission announced that staff this week submitted a comment urging the Board of Governors of the Federal Reserve System (the Fed) to clarify and strengthen …
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CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
WASHINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) recently published updated loan-level data for public use collected through the National Survey of …
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Consumer Financial Protection Bureau Releases Report on Implementing the Dodd-Frank Act’s Small Business Lending Data Collection Requirement
WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) released a panel report this week as part of its rulemaking process under Dodd-Frank Act Section 1071 governing the collection and …
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Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
WASHINGTON, D.C. — The Federal Reserve Board and Consumer Financial Protection Bureau recently announced the dollar thresholds in Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) that will …
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Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
WASHINGTON, D.C. — The Consumer Financial Protection Bureau, Federal Reserve Board, and Office of the Comptroller of the Currency recently announced that the threshold for exempting loans from special appraisal …
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Consumer Financial Protection Bureau Releases Assessment of TRID Mortgage Loan Disclosure Rule
WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) has published an assessment of the TRID Integrated Disclosure Rule (the Truth in Lending Act and Real Estate Settlement Procedures Act). …
Read More Consumer Financial Protection Bureau Releases Outline of Proposals Under Consideration to Implement Small Business Lending Data Collection
WASHINGTON, D.C. — The Consumer Financial Protection Bureau released its Outline of Proposals Under Consideration and Alternatives Considered for Section 1071 of the Dodd-Frank Act governing small business lending data …
Read More Consumer Financial Protection Bureau Issues Analysis of HMDA Data Points
WASHINGTON, D.C. — The Consumer Financial Protection Bureau this week issued a new Home Mortgage Disclosure Act (HMDA) analysis of the 2019 HMDA Data. This data article is the second …
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