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MyChesCo

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Debt

Debt relief
Personal Finance

Take Charge of Your Debt, One Step at a Time

March 12, 2026March 12, 2026 - by Joe Oliver

If you’re dealing with debt, you’re far from alone. More than 80% of U.S. households carry some form of debt (2025 Federal Reserve report), and since 2019, total household debt …

Take Charge of Your Debt, One Step at a Time Read More

New Year
Personal Finance

Join the Trend With These New Year Resolutions

December 31, 2025December 30, 2025 - by Joe Oliver

With the new year around the corner, many people are setting goals for 2026. After months of rising prices on everything from milk to mortgages, money-related resolutions are prominent. One …

Join the Trend With These New Year Resolutions Read More
US Department of Education
News

Education Department Expands Ombudsman Role to Strengthen Student Loan Oversight and Borrower Education

September 8, 2025September 8, 2025 - by Maryann Pugh

WASHINGTON, D.C. — The U.S. Department of Education’s Office of Federal Student Aid (FSA) announced a significant restructuring aimed at improving federal student loan management and borrower support. The agency …

Education Department Expands Ombudsman Role to Strengthen Student Loan Oversight and Borrower Education Read More

Federal Trade Commission
National

FTC Shuts Down $100 Million Debt Relief Scam Targeting Seniors and Veterans

July 27, 2025July 27, 2025 - by Maryann Pugh

WASHINGTON, D.C. — A federal court has halted a nationwide debt relief operation accused of defrauding older Americans and veterans out of tens of millions of dollars through deceptive practices, …

FTC Shuts Down $100 Million Debt Relief Scam Targeting Seniors and Veterans Read More
Federal Trade Commission (FTC)
National

FTC Permanently Bans Blackstone Legal for Fake Debt Collection Practices

June 22, 2025June 22, 2025 - by Maryann Pugh

WASHINGTON, D.C. — Blackstone Legal and its owners will be permanently banned from the debt collection industry following a Federal Trade Commission (FTC) lawsuit that alleged the operation misled and harassed …

FTC Permanently Bans Blackstone Legal for Fake Debt Collection Practices Read More

Financial decisions
Personal Finance

Should You Pay Off Debts or Invest?

June 12, 2025June 12, 2025 - by Joe Oliver

Some financial decisions can be challenging — like whether to use your money to reduce your debt or to invest. If you already have a significant amount of debt and …

Should You Pay Off Debts or Invest? Read More
Federal Trade Commission
National

FTC Shuts Down Fraudsters Threatening Jail for Fake Debts!

May 4, 2025May 4, 2025 - by Maryann Pugh

WASHINGTON, D.C. — The Federal Trade Commission (FTC) has announced decisive action against Global Circulation, Inc. (GCI) and its owner, Kenneth Redon III, over allegations of widespread fraudulent debt collection …

FTC Shuts Down Fraudsters Threatening Jail for Fake Debts! Read More

Financial Stability
Personal Finance

Three Stops on the Road to Financial Stability

April 17, 2025April 17, 2025 - by Joe Oliver

Achieving financial stability doesn’t happen overnight — it takes a journey. And, as with every journey, you’ll need to make some stops along the way. These stops, or milestones, can …

Three Stops on the Road to Financial Stability Read More
Settlement, fines
Pennsylvania

Scammed Out of Thousands? PA Attorney General Fights Back and Wins Big for Victims

April 5, 2025April 5, 2025 - by Maryann Pugh

HARRISBURG, PA — Pennsylvania Attorney General Sunday has reached a settlement requiring Accelerated Debt Settlement, Inc. and its affiliated entities to pay $550,000 in penalties and refunds for allegedly illegal …

Scammed Out of Thousands? PA Attorney General Fights Back and Wins Big for Victims Read More
Consumer Financial Protection Bureau Requests Information on the Impact of the CARD Act Regulations on Small Entities and the Consumer Credit Card Market
National

CFPB Shifts Focus, Opens Door to Revising Payday Loan Regulations

March 30, 2025March 29, 2025 - by Maryann Pugh

WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) announced on Friday, March 28, that it will be deprioritizing enforcement and supervision actions related to penalties under the Payment Withdrawal …

CFPB Shifts Focus, Opens Door to Revising Payday Loan Regulations Read More

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