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Personal Finance

Internet fraud
Personal Finance

Millennials and Financial Fraud: Protecting Yourself in a Digital World

November 28, 2025November 26, 2025 - by Joe Oliver

Fear of fraud is universal. Today, 77% of Americans are concerned about fraud and identity theft when managing finances online, according to 2025 research from Edward Jones and Morning Consult. …

Millennials and Financial Fraud: Protecting Yourself in a Digital World Read More

Woman checking blood pressure of a man
Personal Finance

Americans Race Toward Retirement—And Vanguard Says Many Aren’t Ready for What Comes Next

November 21, 2025November 20, 2025 - by Timothy Alexander

VALLEY FORGE, PA — Vanguard has released its inaugural How America Retires report, a sweeping data analysis that arrives as more than four million Americans turn 65 this year—a record …

Americans Race Toward Retirement—And Vanguard Says Many Aren’t Ready for What Comes Next Read More
Personal Finance
Personal Finance

Making the Most of Your Health Savings Account

November 20, 2025November 19, 2025 - by Joe Oliver

When it comes to saving for healthcare costs, few tools are as powerful as a Health Savings Account (HSA). Yet many Americans don’t take full advantage of it.

Making the Most of Your Health Savings Account Read More

Older woman
Personal Finance

Are Americans Ready for the Cost of Care? New Study Reveals a Silent Financial Risk

November 16, 2025November 14, 2025 - by Timothy Alexander

RADNOR, PA — Coinciding with Long-Term Care Awareness Month, new data from Lincoln Financial shows that most Americans are deeply worried about the cost of long-term care — yet few …

Are Americans Ready for the Cost of Care? New Study Reveals a Silent Financial Risk Read More
Holiday Debt
Personal Finance

Avoid Holiday Debt: Spend With Intention, Not Impulse

November 14, 2025November 14, 2025 - by Joe Oliver

Holiday cheer has a way of loosening purse strings – sometimes more than we can afford. In 2024, one-third of Americans ended the year with holiday debt averaging $1,181. And …

Avoid Holiday Debt: Spend With Intention, Not Impulse Read More

Woman paying bills
Personal Finance

Vanguard Survey Finds Most Americans Missed 2025 Money Goals but Plan a Comeback

November 8, 2025November 5, 2025 - by Timothy Alexander

VALLEY FORGE, PA — Nearly three-quarters of Americans fell short of their saving and spending resolutions in 2025, but most say they’re determined to bounce back in 2026, according to …

Vanguard Survey Finds Most Americans Missed 2025 Money Goals but Plan a Comeback Read More
Retirement planning
Personal Finance

Three Social Security Myths: What You Need to Know

November 6, 2025November 6, 2025 - by Joe Oliver

Social Security is a cornerstone of retirement planning for millions of Americans. But with so much information floating around, it’s easy to get confused about how the program really works. …

Three Social Security Myths: What You Need to Know Read More

Savings
Personal Finance

Vanguard Report Finds Only Four in Ten Americans on Track for Retirement

October 23, 2025October 22, 2025 - by Timothy Alexander

VALLEY FORGE, PA — A new analysis from Vanguard reveals that just 42% of Americans are currently on track to achieve retirement security, underscoring persistent gaps in savings access and …

Vanguard Report Finds Only Four in Ten Americans on Track for Retirement Read More
Open enrollment
Personal Finance

Open Enrollment: What to Know Before You Enroll

October 23, 2025October 23, 2025 - by Joe Oliver

For many people, fall brings an important opportunity: open enrollment. While it may not sound as exciting as planning for the holidays, taking a careful look at your workplace benefits …

Open Enrollment: What to Know Before You Enroll Read More
Diversification
Personal Finance

The Real Meaning of Diversification in Investing

October 16, 2025October 15, 2025 - by Joe Oliver

In the world of investing, we’ve all heard the phrase, “Don’t put all your eggs in one basket.” It’s solid advice that emphasizes the importance of diversifying your investments. Unfortunately, …

The Real Meaning of Diversification in Investing Read More

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