Joe Oliver

Take Charge of Your Debt, One Step at a Time If you’re dealing with debt, you’re far from alone. More than 80% of U.S. households carry some form of debt (2025 Federal Reserve report), and sin […]

How Outdated Beneficiary Choices Can Derail Your Plans When you open a retirement account or buy a life insurance policy, you’re asked to name a beneficiary. It might seem like just another form to fill o […]

Your Credit Score Matters More Than You May Think Your credit score can play a surprisingly big role in your financial life. From renting an apartment to getting a cellphone plan, your credit score can […]

Unlock the Full Potential of Your 401(k) Your 401(k) is one of the most powerful tools for securing your financial future. The question is: Are you using it to its full potential? Here are […]

What Should You Do With Your Tax Refund? It’s almost time for people to begin receiving their tax refunds. If you get one, what will you do with it? The answer will depend somewhat on the s […]

Local Business Owners: Don’t Overlook Retirement Plans If you’re a local business owner, you’re juggling many priorities: growing revenue, managing expenses, supporting your team and planning for your own […]

Tax-Saving Moves You Can Still Make for 2025 Tax season is upon us, and while April 15 may seem like it’s right around the corner, you still have time to make some strategic moves that could lower […]

Why Social Security Matters More for Women When planning for retirement, Social Security isn’t just another item on your financial checklist. For women especially, it’s often the cornerstone of […]

New Tax Laws for 2026 That You Should Know The new year brings more than resolutions and fresh starts; it also ushers in several tax changes that could affect your wallet. Whether you’re saving […]

Putting Your Aging Parents' Wishes First As your parents grow older, it may be time to talk with them about financial and aging issues, which may involve difficult conversations. You’ll w […]

Join the Trend With These New Year Resolutions With the new year around the corner, many people are setting goals for 2026. After months of rising prices on everything from milk to mortgages, […]

Take Control: Why Budgeting Doesn’t Have to Feel Restrictive Let’s be honest: The word “budget” doesn’t exactly spark joy for most people. It can feel restrictive or even generate feelings of guilt about past sp […]

AI in Personal Finance: The Promise and the Limits Your smartphone buzzes with an alert: Your budgeting app has spotted an unusual spending pattern and suggests transferring $50 from your savings […]

Managing Risk at Different Stages of Life As an investor, you will always need to deal with risk of some kind. How can you manage the risk that accompanies the volatility of the financial […]

Millennials and Financial Fraud: Protecting Yourself in a Digital World Fear of fraud is universal. Today, 77% of Americans are concerned about fraud and identity theft when managing finances online, according to 2025 […]

Making the Most of Your Health Savings Account When it comes to saving for healthcare costs, few tools are as powerful as a Health Savings Account (HSA). Yet many Americans don’t take full advantage […]

Avoid Holiday Debt: Spend With Intention, Not Impulse Holiday cheer has a way of loosening purse strings – sometimes more than we can afford. In 2024, one-third of Americans ended the year with holiday d […]

Three Social Security Myths: What You Need to Know Social Security is a cornerstone of retirement planning for millions of Americans. But with so much information floating around, it’s easy to get […]

Open Enrollment: What to Know Before You Enroll For many people, fall brings an important opportunity: open enrollment. While it may not sound as exciting as planning for the holidays, taking a […]

The Real Meaning of Diversification in Investing In the world of investing, we’ve all heard the phrase, “Don’t put all your eggs in one basket.” It’s solid advice that emphasizes the importanc […]