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The Insurance Research Council (IRC) is a division of The Institutes, the leading provider of risk management and insurance knowledge solutions. The Institutes offer professional and associate designations, including the CPCU® program, along with introductory, foundation, and leadership programs; online and continuing education courses; custom solutions; assessment tools; and industry consortia. The IRC provides timely and reliable research to all parties involved in public policy issues affecting insurance companies and their customers. The IRC does not lobby or advocate legislative positions. It is supported by leading property-casualty insurance organizations.
MALVERN, PA — Over the last two decades, the average cost of claims per insured home in the United States has risen faster than inflation, spurred by natural disasters, higher …
Rising Homeowners Insurance Costs Create Challenges for U.S. Consumers Read More MALVERN, PA — Auto insurance affordability has taken a hit in recent years, with rising premiums outpacing income growth, according to a new study by the Insurance Research Council (IRC), an …
Auto Insurance Affordability Declines Amid Rising Premiums Read More MALVERN, PA — A new report by the Insurance Research Council (IRC), Uninsured and Underinsured Motorists: 2017–2023, has revealed a troubling rise in uninsured and underinsured driver rates across the United …
Report Reveals Rise in Uninsured and Underinsured Drivers Across the U.S. Read More MALVERN, PA — A recent study from the Insurance Research Council (IRC), an affiliate of The Institutes, has shed light on the increasing difficulties in securing approved rate filings for …
New Study Highlights Challenges in Personal Auto Insurance Rate Filings Read More MALVERN, PA — Louisiana has earned the distinction of being the least affordable state for personal auto insurance, as outlined in a recent report by the Insurance Research Council (IRC), …
Louisiana’s Auto Insurance Costs Rank Highest in the Nation Read More MALVERN, PA — A new brief from the Insurance Research Council (IRC) has revealed that Louisiana is the least affordable state in the U.S. for both personal auto and homeowners …
Louisiana Ranks as Least Affordable State for Personal Auto and Homeowners Insurance, IRC Reports Read More MALVERN, PA — The increasing frequency and severity of natural disasters, coupled with escalating home repair costs and other economic factors, are making homeowners insurance less affordable, according to a …
Rising Natural Disasters and Home Repair Costs Lead to Less Affordable Homeowners Insurance, Reports Insurance Research Council Read More