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Insurance Information Institute

Wildfire
Business

Wildfire Risk Spreads as U.S. Burns 3 Million Acres

August 9, 2026August 7, 2026 - by Timothy Alexander

MALVERN, PA — More than 35,000 wildfires burned over 3 million acres across the United States during the first half of 2026, exceeding 10-year averages as heat, drought and development …

Wildfire Risk Spreads as U.S. Burns 3 Million Acres Read More

Insurance Information Institute
Business

P/C Insurers See Underwriting Gains Despite Risk Outlook

July 26, 2026July 22, 2026 - by Timothy Alexander

MALVERN, PA — U.S. property and casualty insurers are expected to post stronger underwriting results through 2028 as moderating claims costs and stable economic conditions improve profitability, although catastrophe losses, …

P/C Insurers See Underwriting Gains Despite Risk Outlook Read More
Insurance Information Institute
Business

Triple-I Campaign Wins Award After Georgia Tort Overhaul

July 26, 2026July 25, 2026 - by Timothy Alexander

MALVERN, PA — The Insurance Information Institute received a Silver Bulldog PR Award for a Georgia campaign supporting tort legislation enacted in 2025, recognizing the insurer-funded group’s use of advertising, …

Triple-I Campaign Wins Award After Georgia Tort Overhaul Read More

Insurance Information Institute
Business

Louisiana Insurance Rates Ease as Litigation Costs Persist

July 25, 2026 - by Timothy Alexander

MALVERN, PA — Louisiana property and casualty insurance rates declined across all lines in 2025 for the first time this decade, though elevated litigation and injury claims continue to pressure …

Louisiana Insurance Rates Ease as Litigation Costs Persist Read More
dramatic lightning storm
Business

Lightning Claims Jump 59% as Repair Costs Drive Losses Higher

June 24, 2026June 23, 2026 - by Timothy Alexander

MALVERN, PA — U.S. homeowners insurance losses tied to lightning strikes climbed 59% in 2025 to an estimated $1.65 billion, driven largely by rising repair and reconstruction costs rather than …

Lightning Claims Jump 59% as Repair Costs Drive Losses Higher Read More

Insurance Information Institute
Business

Insurance Study Flags Cyber, AI and Climate Risks as Linked Threats

June 17, 2026June 15, 2026 - by Timothy Alexander

MALVERN, PA — Cyberattacks, economic instability, artificial intelligence and increasingly frequent natural disasters are emerging as interconnected threats that could challenge the resilience of insurance markets in the United States …

Insurance Study Flags Cyber, AI and Climate Risks as Linked Threats Read More
Insurance Information Institute
Regional

Insurance Industry Defends ‘Closed Without Payment’ Claims Data

June 12, 2026June 11, 2026 - by Timothy Alexander

MALVERN, PA — The insurance industry’s leading research organization is pushing back against interpretations of claims data that equate claims closed without payment with claim denials, arguing that such figures …

Insurance Industry Defends ‘Closed Without Payment’ Claims Data Read More

Construction Worker
Crime & Safety

Insurers, Crime Bureau Warn Disaster Victims About Rising Contractor Fraud

May 31, 2026May 30, 2026 - by Timothy Alexander

MALVERN, PA — Insurance industry groups are warning homeowners to exercise caution when hiring contractors after storms and natural disasters, citing a sharp increase in fraud schemes that can inflate …

Insurers, Crime Bureau Warn Disaster Victims About Rising Contractor Fraud Read More
Insurance Information Institute
Business

Insurers Restore Underwriting Profit as Catastrophe Risks Persist

May 27, 2026May 26, 2026 - by Timothy Alexander

MALVERN, PA — U.S. property and casualty insurers posted their strongest underwriting performance in more than a decade during 2025 as premium increases and easing replacement-cost inflation improved profitability, though …

Insurers Restore Underwriting Profit as Catastrophe Risks Persist Read More
Insurance Information Institute
Business

Rising Pet Claims Drive Growth in Niche Insurance Market

May 26, 2026May 25, 2026 - by Timothy Alexander

MALVERN, PA — Insurance Information Institute reported U.S. pet insurance premiums climbed to a record $5.47 billion in 2025 as rising veterinary costs and escalating liability payouts push more households …

Rising Pet Claims Drive Growth in Niche Insurance Market Read More

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