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Insurance Information Institute

Insurance Information Institute
Business

States Tighten Litigation Funding Rules as Insurers Cite Costs

October 29, 2026October 27, 2026 - by Timothy Alexander

MALVERN, PA — More than 20 states have enacted laws regulating third-party litigation funding disclosures, reflecting growing legislative scrutiny of outside investment in lawsuits as insurers raise concerns about its …

States Tighten Litigation Funding Rules as Insurers Cite Costs Read More

Insurance Information Institute
Business

Insurers Face Persistent Commercial Liability Losses in 2026

October 26, 2026October 25, 2026 - by Timothy Alexander

MALVERN, PA — U.S. property and casualty insurers are expected to maintain profitable underwriting results in 2026, but persistent claims-cost pressures in general liability and commercial auto insurance are projected …

Insurers Face Persistent Commercial Liability Losses in 2026 Read More
Woman sitting with hands covering her face
Social Issues

Financial Abuse Leaves Survivors Facing Long-Term Risks

October 25, 2026October 24, 2026 - by Timothy Alexander

MALVERN, PA — Financial abuse can leave domestic violence survivors facing damaged credit, unauthorized debt and disrupted access to insurance long after an abusive relationship ends, prompting the Insurance Information …

Financial Abuse Leaves Survivors Facing Long-Term Risks Read More

Cybercrime
Business

Cybercrime Losses Surge 31% as Insurance Coverage Lags

October 25, 2026October 24, 2026 - by Timothy Alexander

MALVERN, PA — U.S. cybercrime losses surged 31% to nearly $21 billion in 2025, exposing a widening financial protection gap among small and midsize businesses despite declining insurance premiums, according …

Cybercrime Losses Surge 31% as Insurance Coverage Lags Read More
Insurance Information Institute
Business

Auto Lawsuits Add $43.8 Billion to Insurance Costs, Study Finds

October 13, 2026October 11, 2026 - by Timothy Alexander

MALVERN, PA — Rising motor vehicle litigation added an estimated $43.84 billion to U.S. auto liability insurance costs from 2015 through 2024, accounting for roughly one-quarter to nearly one-third of …

Auto Lawsuits Add $43.8 Billion to Insurance Costs, Study Finds Read More

Insurance Information Institute
Business

California Home Insurance Strain Pushes More Coverage Outside Standard Market

September 19, 2026September 18, 2026 - by Timothy Alexander

MALVERN, PA — California homeowners are increasingly relying on the FAIR Plan and excess-and-surplus insurers as wildfire losses and coverage constraints reshape the state’s insurance market, with those alternatives accounting …

California Home Insurance Strain Pushes More Coverage Outside Standard Market Read More
Insurance Information Institute
Business

Triple-I Index Shows Home Insurance Costs Outpacing Auto

September 12, 2026September 8, 2026 - by Timothy Alexander

MALVERN, PA — Homeowners insurance costs have risen substantially faster than personal auto coverage relative to household income since 2020, according to a new Insurance Information Institute index that tracks …

Triple-I Index Shows Home Insurance Costs Outpacing Auto Read More

Wildfire
Business

Wildfire Risk Spreads as U.S. Burns 3 Million Acres

August 9, 2026August 7, 2026 - by Timothy Alexander

MALVERN, PA — More than 35,000 wildfires burned over 3 million acres across the United States during the first half of 2026, exceeding 10-year averages as heat, drought and development …

Wildfire Risk Spreads as U.S. Burns 3 Million Acres Read More
Insurance Information Institute
Business

P/C Insurers See Underwriting Gains Despite Risk Outlook

July 26, 2026July 22, 2026 - by Timothy Alexander

MALVERN, PA — U.S. property and casualty insurers are expected to post stronger underwriting results through 2028 as moderating claims costs and stable economic conditions improve profitability, although catastrophe losses, …

P/C Insurers See Underwriting Gains Despite Risk Outlook Read More
Insurance Information Institute
Business

Triple-I Campaign Wins Award After Georgia Tort Overhaul

July 26, 2026July 25, 2026 - by Timothy Alexander

MALVERN, PA — The Insurance Information Institute received a Silver Bulldog PR Award for a Georgia campaign supporting tort legislation enacted in 2025, recognizing the insurer-funded group’s use of advertising, …

Triple-I Campaign Wins Award After Georgia Tort Overhaul Read More

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