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Insurance Information Institute

Insurance Information Institute
Business

Triple-I Warns Against Rate Regulation, Urges Risk Mitigation for Illinois Insurance Market

September 17, 2025September 16, 2025 - by Timothy Alexander

MALVERN, PA — Rising homeowners’ insurance premiums are driven by mounting risks, not by insurers themselves, according to a new Issues Brief released by the Insurance Information Institute (Triple-I). The …

Triple-I Warns Against Rate Regulation, Urges Risk Mitigation for Illinois Insurance Market Read More

Insurance Information Institute
Business

Motor Vehicle Tort Litigation Adds $42.8 Billion in Excess Costs, Triple-I Study Finds

September 10, 2025September 8, 2025 - by Timothy Alexander

MALVERN, PA — The Insurance Information Institute (Triple-I) released a new analysis estimating that motor vehicle tort cases filed between 2014 and 2023 generated $42.8 billion in excess litigation value …

Motor Vehicle Tort Litigation Adds $42.8 Billion in Excess Costs, Triple-I Study Finds Read More
Insurance Information Institute
Business

IoT Device Linked to 63% Drop in Home Fire Claims, Study Finds

July 29, 2025July 28, 2025 - by Timothy Alexander

MALVERN, PA — A new study from the Insurance Information Institute (Triple-I) and Whisker Labs, with analytical support from Octagram Analytics, reveals that smart home technology is delivering measurable results in …

IoT Device Linked to 63% Drop in Home Fire Claims, Study Finds Read More

Insurance Information Institute
Business

Texas Homeowners Insurance Costs Soar Amid Rising Natural Disaster Risks, New Report Finds

July 20, 2025July 19, 2025 - by Timothy Alexander

MALVERN, PA — A new analysis from the Insurance Information Institute (Triple-I) highlights the mounting pressure facing Texas homeowners, as extreme weather and infrastructure vulnerabilities continue to drive up insurance …

Texas Homeowners Insurance Costs Soar Amid Rising Natural Disaster Risks, New Report Finds Read More
Insurance Information Institute
Business

U.S. Property/Casualty Insurance Industry Faces Mixed 2025 Outlook Amid Economic Pressures

July 16, 2025July 15, 2025 - by Timothy Alexander

MALVERN, PA — The U.S. property/casualty (P/C) insurance sector entered 2025 on uneven footing, with optimism in personal auto offset by ongoing challenges in homeowners and general liability lines, according …

U.S. Property/Casualty Insurance Industry Faces Mixed 2025 Outlook Amid Economic Pressures Read More

Insurance Information Institute
Executives

Patrick Schmid Appointed Chief Insurance Officer at Insurance Information Institute

July 6, 2025July 5, 2025 - by Timothy Alexander

MALVERN, PA — The Insurance Information Institute (Triple-I), an affiliate of The Institutes, has announced the appointment of Patrick Schmid as its new chief insurance officer, effective July 11, 2025. …

Patrick Schmid Appointed Chief Insurance Officer at Insurance Information Institute Read More
Insurance Information Institute
Business

U.S. Lightning-Related Insurance Claims Drop in 2024

June 22, 2025June 21, 2025 - by Timothy Alexander

MALVERN, PA — U.S. insurers paid $1.04 billion in lightning-related homeowners insurance claims in 2024, a 16.5% decline from the $1.24 billion recorded in 2023, according to the Insurance Information …

U.S. Lightning-Related Insurance Claims Drop in 2024 Read More

Insurance Information Institute
Business

Consumer Guide Highlights Rising Costs from Legal System Abuse

June 17, 2025June 16, 2025 - by Timothy Alexander

MALVERN, PA — A new consumer guide from the Insurance Information Institute (Triple-I) and Munich Reinsurance America, Inc. (Munich Re US) sheds light on how legal system abuse is driving …

Consumer Guide Highlights Rising Costs from Legal System Abuse Read More
Insurance Information Institute
Business

U.S. Personal Auto Insurance Industry Posts Strong 2024 Results Amid Ongoing Challenges

June 16, 2025June 15, 2025 - by Timothy Alexander

MALVERN, PA — The U.S. personal auto insurance industry achieved its best underwriting performance in years, reporting a net combined ratio of 95.3 in 2024, according to the latest Issues …

U.S. Personal Auto Insurance Industry Posts Strong 2024 Results Amid Ongoing Challenges Read More
Insurance Information Institute
Business

Property/Casualty Insurance Industry Reports Best Performance in Over a Decade; Faces 2025 Challenges

May 22, 2025May 22, 2025 - by Timothy Alexander

MALVERN, PA — The U.S. property/casualty (P/C) insurance industry achieved its strongest underwriting results in more than a decade in 2024, closing the year with a net combined ratio (NCR) …

Property/Casualty Insurance Industry Reports Best Performance in Over a Decade; Faces 2025 Challenges Read More

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