WASHINGTON, D.C. — The U.S. Small Business Administration (SBA) has introduced its first loan program specifically designed to support small manufacturers, a sector that accounts for 98% of all U.S. manufacturing companies. The initiative, called the 7(a) Manufacturer’s Access to Revolving Credit (MARC) Loan Program, aims to expand access to flexible working capital while minimizing administrative hurdles for business owners.
Announced last week, the MARC program provides small manufacturers classified under NAICS codes 31-33 with new financing options to manage day-to-day operations, scale production, and secure supply chains. SBA Administrator Kelly Loeffler described the program as part of a broader strategy to revitalize domestic manufacturing and bring industrial strength back to U.S. soil.
“With 98% of American manufacturers classified as small businesses, the new MARC Loans represent a powerful source of targeted capital for those who are growing our nation’s production,” Loeffler said. She emphasized that the program aligns with President Donald J. Trump’s America First Agenda, which seeks to reshore U.S. supply chains and restore industrial competitiveness after decades of offshoring and unfavorable trade deals.
Flexible Financing to Meet Manufacturers’ Needs
The MARC Loan Program offers multiple lending structures to accommodate diverse operational requirements:
- Revolving lines of credit or term loans provide manufacturers with greater control over how funds are accessed and repaid.
- Loan proceeds can be used for any short-term working capital needs, including purchasing inventory, funding projects, or managing customer growth.
- Borrowers can leverage equity in their existing facilities or equipment to maximize available capital.
- MARC loans may also be combined with SBA’s existing 7(a) and 504 programs or conventional financing, giving lenders more flexibility to customize solutions for manufacturers.
Strengthening Supply Chains and Reshoring Efforts
The SBA highlighted that the MARC program is designed to bolster domestic manufacturing capacity, helping small firms remain competitive amid shifting global trade dynamics. By creating additional liquidity channels, the program aims to reduce reliance on overseas production and reinforce U.S. industrial resilience.
Officials framed the launch as a pivotal step in restoring American industrial dominance, supporting job creation, and accelerating economic growth. By equipping small manufacturers with tools to expand their operations, the SBA hopes to drive “Made in America” production while strengthening the nation’s supply chain security.
The rollout of MARC loans marks the most significant addition to the SBA’s lending portfolio in years, underscoring the administration’s strategic focus on empowering small businesses to reclaim the United States’ role as a global manufacturing leader.
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