Lincoln Financial Group Offers New, Fully Automated Life Product

Lincoln Financial Group

RADNOR, PA — Lincoln Financial Group (NYSE: LNC) recently announced the launch of Lincoln WealthAccelerateSM, an indexed universal life (IUL) product offering a fully digital and automated experience to consumers.

As the world becomes more digitally focused, consumers expect ease and accessibility from their financial products. Lincoln WealthAccelerateSM meets those changing consumer expectations through a streamlined product with the advantages of indexed universal life insurance – access to a cash value component in addition to a death benefit – and the ease of a fully electronic process guided by an experienced financial professional.

“Today’s life insurance customer is changing – they’re digitally savvy, expect faster and simpler processes and want flexibility,” said Matt Grove, executive vice president and president, Retail Solutions, Lincoln Financial Group. “WealthAccelerateSM meets their expectations by offering a more streamlined and convenient experience and helping them and their families feel more confident through all of life’s changes.”

WealthAccelerateSM is available to customers ages 20 to 55 with protection needs from $100,000 to $1.5 million. The product offers protections for every phase of life, including a permanent life insurance death benefit and options that cover critical and chronic illness expenses to meet a policyholder’s long-term care needs1.

WealthAccelerateSM features a simplified product design that gives consumers access to a policy’s cash value2 and a fully electronic underwriting process, including:

  • Paperless, electronic submission with automated underwriting
  • Online or phone client interview for application completion
  • Lab-free opportunity for qualifying clients with speedy underwriting from Lincoln’s dedicated, in-house team
  • No Attending Physician Statement (APS) requirement for submissions
  • Electronic policy delivery on all cases
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With access to a policy’s cash value, along with a personalized customer portal, WealthAccelerateSM policyholders get the protections they need and the convenience they want. For more information, visit the Lincoln Financial Group Life Insurance product page here.

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